Prepare for tomorrow, make the most of today

Why Get Financial Advice?

Financial advice can help you make better decisions about your financial future at any stage in your life. You work hard so why not make sure your money is working as hard as you are?

The value of good financial advice isn’t exclusive to ‘the wealthy’. We all have the potential to build financial independence. A skilled Financial Adviser could help you reach that potential and put thought into action, especially if you tend to put things off.

What we do

We develop tailored step-by-step financial strategies and help you make informed decisions about your money.

Investments

Everyone has different needs and circumstances. Please contact us before you start putting your money into any form of investment.

EffectiveDebt Management

Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.

Wealth Protection

Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right solution for you and your family.

Superannuation

Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.

Self Managed Super

An SMSF is one where you, as a trustee and member, have responsibility over the management, investment and admin of your super fund.

Retirement Planning

Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future

Estate Planning

We’d all like to leave a legacy once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.

Our financial planning process

Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.

Step 1

Step 2

Step 3

Step 4

Step 5

Step 6

Initial Consultation

Let's have a chat to see how we can work together to help you achieve your goals.

Gather Data

We gather data on your financial situation so we take a comprehensive look at your life and finances.

Discussion

Discuss any concerns discovered during research that may impact your goals.

Written Advice

We create a personalised financial plan that will serve as a roadmap towards your goals.

Implementation

Once agreed, we set your financial plan in action by implementing all your personalised strategies.

Support

There is no ‘set and forget it’. We stay in touch and review your plan based on major life changes or market factors.

Our Financial Planning Process

Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.

Step 1

Initial Consultation

Let's have a quick chat to see how we can work together to help you achieve your goals.

Step 1

Step 2

Gather Data

We gather data about all aspects of your financial situation so we take a comprehensive look at your life and finances.

Step 2

Step 3

Discussion

Discuss any concerns discovered during research that may impact your goals.

Step 3

Step 4

Written Advice

We create a personalised financial plan that will serve as a roadmap towards your goals.

Step 4

Step 5

Implementation

We set your financial plan in action by implementing all your personalised strategies.

Step 5

Step 6

Support

There is no 'set and forget it' here. We stay in touch and review your plan based on major life changes or market factors.

Step 6

Insights

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What our clients say

"I have known Sanjay D’Souza for several years. Sanjay organised my funds to establish a retirement pension fund, and this continues to the present day. Sanjay has done a wonderful job of organising my funds and, under his guidance, I have grown much more astute in understanding how to look after my money. Sanjay is extremely patient and goes out of his way to ensure his clients understand how their assets are being invested and makes sure they are aware of risks if any. Sanjay is also generous in his knowledge and has helped me to manage my investments. If away on leave, etc, Sanjay always leaves instructions on how he can be contacted in case of emergency."

"Working with Sanjay to plan out my short- and long-term financial goals has been an invaluable experience. He always takes the time to listen and fully understand my individual circumstances. I know I am in good hands and that my financial future is secure.”

“Sanjay is very professional, knowledgeable, caring and trustworthy. I feel financially safe with Sanjay as my financial advisor. I also feel in a better financial position with Sanjay handling my affairs than I would if I was doing it myself.”

“Sanjay has been our financial planner for over 8 years. In that time, he has judiciously looked after and advised us on all our financial assets, including superannuation funds, share investment portfolios, and property holdings. He has guided us in our transition from full time employment into our retirement planning, clearly showing us all available options and outcome scenarios available to us at the time. He has made countless home visits to answer all questions that we naturally would have, concerning our lifetime of wealth accumulation. He negotiated and made sure that my employer at the time, made all my super entitlement payment contributions, prior to my retirement. He made himself contactable anytime and would get in touch if there were some unanticipated delays."

"If you want to turn dreams into reality & overcome barriers to action then I recommend Sanjay at Advance Wealth Specialists" Through his advice, expertise and guidance, I am finally on my way to building a financially secure future."