Fostering wellbeing in the workplace
1st April 2025
Sanjay D’Souza
Director and Senior Financial Planner
Education:
- Master of Financial planning
- SMSF regulations and taxations
- Diploma of Finance and Mortgage Broking
Areas of Expertise:
- Wealth creation through savings and borrowing
- SMSF Investment Advice
- Wealth Protection
- Retirement Planning including Centrelink assistance
- Effective Debt Management
- Tax Effective Investments
Sanjay has been working in financial services industry since 2008 where he has held various roles. He started working as a financial planner in September 2012, he provides advice in all major areas of advice. Majority of Sanjay’s clients are families who want to grow/protect their wealth or plan for a comfortable retirement.
Sanjay believes “Advice is a team effort between him and his clients. He provides advice based on his knowledge, experience and legislations. However, Sanjay is accountable to his clients as the money invested belongs to them. Sanjay’s role is to explain the risks, rewards and financial implications for each recommendation.”
In addition to financial planning, Sanjay has expertise in mortgage broking advice. Mortgage broking services are provided through Rymark Industries Pty Ltd Trading as Loanworx Group (ACL 495267) which does NOT involve Lifespan in any way. This includes mortgage broking service under the credit license of Rymark Industries Pty Ltd Trading as Loanworx Group (ACL 495267). Therefore, Lifespan is NOT responsible for advice and work associated with products and services where Sanjay is not acting as an authorised representative of Lifespan. Lifespan is NOT responsible for advice and work associated with products and services where he is not acting as an authorised representative of Lifespan.
Outside of work, Sanjay spends time with his family, and enjoys watching sports.